What is the difference between a checking account and a savings account?
Have you ever made a promise to someone? That is basically how a checking account works.
A check is a special kind of promise - to pay someone money.
You can write a check to buy something or to pay a bill.
And when you get a check from someone, it means they are promising to pay you.
So a checking account is money that you keep at the bank so they can pay your promises.