Bank History

 

Opened for business on February 17, 1900, The First National Bank & Trust Company of Miami has served Miami and the surrounding area for 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy. Being a locally owned community bank, The First National Bank understands its role in supporting the efforts to build a better and more prosperous Ottawa County. With 100 years of experience and over $100 million in assets, The First National Bank is making a commitment to our customers and the community for the next century. This commitment is expressed in the Bank's Mission Statement: 

The First National Bank & Trust Company of Miami will provide the Miami area with the highest quality financial services while fulfilling our responsibilities to our community.

 

 

 

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Equal Housing Lender

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a 'noninterest-bearing transaction account'  are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "noninterest-bearing transaction account' includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTA's").   It does not include other accounts, such as traditional checking accounts or demand deposit accounts that may earn interest, NOW accounts and  money-market deposit accounts.  
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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