First National Bank’s debit card works like a check all over the world. Just present your card wherever MasterCard debit cards are accepted  and the amount of the purchase will be automatically deducted from your checking account. It can also be used as an ATM card most everywhere you go. Just think of your debit card as your ATM card and your checkbook all rolled into one.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a 'noninterest-bearing transaction account'  are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "noninterest-bearing transaction account' includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTA's").   It does not include other accounts, such as traditional checking accounts or demand deposit accounts that may earn interest, NOW accounts and  money-market deposit accounts.  
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.