First National Bank has short and long term certificates available. Various interest payment options are available such as, monthly interest checks, monthly interest transfers to your FNB account, or leaving your interest in the CD account and letting your interest earn interest.

First National Bank has a number of options available to help you plan for your retirement. Generally, FNB offers IRA certificates of deposit with terms ranging from seven days to four years. Take advantage of possible tax liability reductions while building your retirement fund. In addition to regular IRAs, we offer Spousal, Educational, and ROTH IRAs. We also accept rollovers and transfers. Competitive rates are paid on both fixed rate and variable rate IRAs.

home | products & services | internet banking | links | about us | e-mail

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a 'noninterest-bearing transaction account'  are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "noninterest-bearing transaction account' includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTA's").   It does not include other accounts, such as traditional checking accounts or demand deposit accounts that may earn interest, NOW accounts and  money-market deposit accounts.  
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.