products & services:  

 

REGULAR CHECKING ACCOUNT
Monthly Service Charge:
Minimum balance above $1,000  No Charge
Minimum balance $500 - $999 $3.00
Minimum balance $200 - $499 $5.00
Minimum balance $0 - $199 $6.00
Checks paid $0.20 each
Checks deposited other than FNB checks

 

$0.10 each

 

FIRST PRESTIGE CLUB ACCOUNT 
Monthly Service Charge:
Minimum balance above $1,000 $5.00
Minimum balance $0 - $999 $7.00
First 30 checks per statement cycle No Charge
Thereafter $0.20 each
Free Personalized Checks
Free Cashier's Check, Money Orders and Traveler's Checks
$12,000 Accidental Death Insurance
Free Notary Service
Travel Reservation Service
3% Travel rebate
Hotel, motel and car rental discounts

 

SENIOR CITIZEN ACCOUNT
Customer must be at least 62 years of age
Minimum Opening Deposit

 

No Charge

 

BUSINESS CHECKING ACCOUNT
Monthly Service Charge:
Minimum balance above $1,000 No Charge
Minimum balance $0 - $999 $5.00
Checks paid $0.15 each
Checks deposited other than FNB checks $0.10 each
Credit to service charge on minimum balance

 

$0.10 per $100

 

 

SAVINGS ACCOUNTS
Minimum opening balance $50.00
First 3 withdrawals per quarter No Charge
Thereafter $0.50
Interest is calculated on daily ending balance & paid quarterly
View current interest rates

 

FIRST NOW ACCOUNT
Monthly Service Charge:
Minimum balance above $1,500  No Charge
Minimum balance $1,000 - $1,499 $3.00
Minimum balance $500 - $999 $4.00
Minimum balance $0 to $499 $5.00
Checks paid $0.15 each
Checks deposited other than FNB checks $0.06
Interest is calculated on daily ending balance & paid monthly
Partnerships and corporations are not eligible
View current interest rates

 

FIRST SUPER NOW ACCOUNT
Monthly Service Charge:
Average balance above $2,500  No Charge
Average balance $0 - $2,499 $10.00
Checks paid $0.50 each
Interest is calculated on daily ending balance & paid monthly
Partnerships and corporations are not eligible
View current interest rates

 

FIRST MONEY MARKET ACCOUNT
Monthly Service Charge:
Average balance above $2,500 (personal) No Charge
Average balance below $2,500 $10.00
Average balance above $5,000 (non-personal) No Charge
Average balance below $5,000 $15.00
Withdrawals are limited to 6 pre-authorized/automatic transfers
Fee per withdrawal in excess of allowed $2.50
No limit on withdrawals made by mail, ATM, or in person
Interest is calculated on daily ending balance & paid monthly
Balance requirement must be maintained to earn the current interest rate
View current interest rate

 

THE FIRST NATIONAL BANK
& Trust Company of Miami

P.O. Box 850
Miami, Oklahoma 74355
(918) 542-3371
Time & Temperature: 542-1611

 

 

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