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For additional information, call 918-542-3371 and ask for Matt or Russell at the Main Bank, or Chuck at the North Branch. They will be happy to answer any questions about our rates and terms.

This application is intended for current customers, residents of our geographic area, or those moving to our geographic area who will be banking with us.

Apply for a Consumer Loan

First National Bank offers an excellent selection of residential mortgage loan products. We recognize that needs differ from customer to customer and we have tailored our plans accordingly to fit your needs. FNB offers both fixed and adjustable rate mortgages for terms up to 30 years. We have a down payment requirement, but in many cases there are options available to reduce this down payment requirement to as low as 10%.

Mortgage lending represents a significant part of our business. We view every discussion with a potential applicant as an opportunity to develop a new relationship and to reinvest funds back into our community. We suggest that you talk to one of our loan officers if you are thinking of building or purchasing a home or if you’re considering refinancing your existing mortgage.

What home can you afford?

Check-out our Home Affordability Calculator!!!!

Maybe you should buy a home instead of renting!!!!

Find out with our Rent vs. Buy Calculator

For additional information or to request a home loan application call 918-542-3371 and ask for Kellie at the North Branch. She will be happy to answer any questions about our mortgage loan products.

This application is intended for current customers, residents of our geographic area, or those moving to our geographic area who will be banking with us. You may complete the application and bring it with you to apply in person at one of our locations.

FNB provides a full complement of commercial and business services including accounts receivable financing, lines of credit, term loans for purchasing equipment or options for leasing, letters of credit, and loans for the construction, acquisition, or remodeling of commercial real estate. Other loan products offered include guaranteed loans through the Small Business Administration (SBA) and the Business & Industry (B&I) Division of the U.S.D.A.

For additional information about our commercial services, call 918-542-3371 and ask for John, Mike or Rob. Or come by our Main Bank and we’ll be happy to visit with about your business needs.

We specialize in loans made to farmers and ranchers engaged in the business of raising crops, livestock, poultry, or related products. The purpose of these loans varies from the purchase of land, cattle, feed, seed, and fertilizer, to the acquisition of farm machinery and equipment. Other loan products offered include guaranteed loans through Farm Service Agency (formerly FmHA).

For assistance with your agricultural needs, call 918-542-3371 and ask for Mike. Or come by our Main Bank and Mike will be happy to answer any questions about our agricultural loan products.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a 'noninterest-bearing transaction account'  are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "noninterest-bearing transaction account' includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTA's").   It does not include other accounts, such as traditional checking accounts or demand deposit accounts that may earn interest, NOW accounts and  money-market deposit accounts.  
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.