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| Annual Percentage Yields are accurate as of JULY 20, 2010 | |||
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Certificates of Deposit |
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| INTEREST RATE (%) | APY (%) * | REQUIRED MINIMUM BALANCE | |
| 7 Days | .75 | .75 | $2,500 |
| 30-120 Days | .75 | .75 | $2,500 |
| 6 Months | 1.10 | 1.11 | $2,500 |
| 12 Months | 1.40 | 1.41 | $1,000 |
| 18 Months | 1.50 | 1.51 | $1,000 |
| 24 Months | 1.60 | 1.61 | $1,000 |
| 30 Months | 1.70 | 1.71 | $1,000 |
| 36 Months | 1.80 | 1.81 | $1,000 |
| 48 Months | 2.00 | 2.02 | $1,000 |
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Individual Retirement Accounts (IRA) |
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| Fixed Rate (18 month) | 1.50 | 1.51 | $1,000 |
| Variable Rate | 1.10 | 1.11 | $1,000 |
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Other Interest Bearing Accounts |
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| INTEREST RATE (%) | APY (%)* | REQUIRED MINIMUM OPENING DEPOSIT | |
| First Now Account | .55 | .55 | $1,500 |
| First Super Now Account | .75 | .75 | $2,500 |
| First Money Market Account (Personal) | .85 | .85 | $2,500 |
| First Money Market Account (Non-Personal) | .85 | .85 | $5,000 |
| Savings Account | .75 | .75 | $50 |
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*Annual Percentage
Yield is based on daily compounding of interest Fees may reduce earnings Penalty may be imposed for early withdrawal by customer **The account balance requirement must be maintained for the account to earn the stated APY. For minimum balance requirements refer to the account disclosure you receive when opening a new account. |
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 Equal Housing Lender |
First National Bank of Miami is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. |
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