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| Annual Percentage Yields are accurate as of April 1, 2013 | |||
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Certificates of Deposit |
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| INTEREST RATE (%) | APY (%) * | REQUIRED MINIMUM BALANCE | |
| 7 Days | .10 | .10 | $2,500 |
| 30-120 Days | .10 | .10 | $2,500 |
| 6 Months | .20 | .20 | $2,500 |
| 12 Months | .30 | .30 | $1,000 |
| 18 Months | .40 | .40 | $1,000 |
| 24 Months | .50 | .50 | $1,000 |
| 30 Months | .60 | .60 | $1,000 |
| 36 Months | .70 | .70 | $1,000 |
| 48 Months | .85 | .85 | $1,000 |
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Individual Retirement Accounts (IRA) |
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| Fixed Rate (18 month) | .40 | .40 | $1,000 |
| Variable Rate | .20 | .20 | $1,000 |
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Other Interest Bearing Accounts |
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| INTEREST RATE (%) | APY (%)* | REQUIRED MINIMUM OPENING DEPOSIT | |
| First Now Account | .10 | .10 | $1,500 |
| First Super Now Account | .10 | .10 | $2,500 |
| First Money Market Account (Personal) | .15 | .15 | $2,500 |
| First Money Market Account (Non-Personal) | .15 | .15 | $2,500 |
| Savings Account | .10 | .10 | $50 |
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*Annual Percentage
Yield is based on daily compounding of interest Fees may reduce earnings Penalty may be imposed for early withdrawal by customer **The account balance requirement must be maintained for the account to earn the stated APY. For minimum balance requirements refer to the account disclosure you receive when opening a new account. |
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