Interest Rates
Annual Percentage Yields are accurate as of December 31, 2023
Certificates of Deposit
| INTEREST RATE (%) | APY (%) * | REQUIRED MINIMUM BALANCE | |
|---|---|---|---|
| 7 Days | .10 | .10 | $2,500 |
| 30-120 Days | .10 | .10 | $2,500 |
| 6 Months | .20 | .20 | $2,500 |
| 12 Months | .30 | .30 | $1,000 |
| 18 Months | .40 | .40 | $1,000 |
| 24 Months | .50 | .50 | $1,000 |
| 30 Months | .60 | .60 | $1,000 |
| 36 Months | .70 | .70 | $1,000 |
| 48 Months | .85 | .85 | $1,000 |
Individual Retirement Accounts (IRA)
| INTEREST RATE (%) | APY (%) * | REQUIRED MINIMUM BALANCE | |
|---|---|---|---|
| Fixed Rate (18 month) | .40 | .40 | $1,000 |
| Variable Rate | .20 | .20 | $1,000 |
Other Interest Bearing Accounts
| INTEREST RATE (%) | APY (%)* | REQUIRED MINIMUM OPENING DEPOSIT | |
|---|---|---|---|
| First Now Account | .10 | .10 | $1,500 |
| First Super Now Account | .10 | .10 | $2,500 |
| First Money Market Account (Personal) | .15 | .15 | $2,500 |
| First Money Market Account (Non-Personal) | .15 | .15 | $2,500 |
| Savings Account | .10 | .10 | $50 |
*Annual Percentage
Yield is based on daily compounding of interest.
All rates are subject to change without notice
**The account balance requirement must be maintained for the account to earn the stated APY.
Fees may reduce earnings
Penalty may be imposed for early withdrawal by customer
For minimum balance requirements refer to the account disclosure you receive when opening a new account.
