ATM / Debit / Credit Cards
Experience the convenience and security of our ATM, debit, and credit card services today.
Our Range of Card Options
At First National Bank, we offer a variety of ATM, Debit, and Credit cards tailored to meet your financial needs. Enjoy the convenience and security of our cards, designed to enhance your banking experience. Whether you're making everyday purchases or accessing cash, we have the right card for you.
FIRST Cash ATM Card Features
FIRST Chek Debit Card Features
Personal Credit Card
Features
Experience Convenience with Our FIRST Cash ATM Card
First National Bank’s FIRST Cash ATM card allows access to banking services 24 hours a day, 7 days a week at ATMs around town or the world. ATM cards are issued to savings or checking accounts to do transactions at ATMs such as:
Deposits
Withdrawls
Transfers
Balance Inquiry
All activity is reflected in the checking and savings account statements.
For more information or applications, contact our New Accounts Department at
(918) 542-3371


Bank with Ease Using the FIRST Chek Debit Card
First National Bank’s FIRST Chek debit card works like a check all over the world. Just present your card wherever MasterCard debit cards are accepted and the amount of the purchase will be automatically deducted from your checking account. It can also be used as an ATM card most everywhere you go.
Just think of your debit card as your ATM card and your checkbook all rolled into one. If is safer and more convenient than carrying cash. FIRST Chek debit cards are issued to personal checking accounts to do transactions at ATMs such as:
Deposits
POS (Point of Sale) purchases
Withdrawls
Transfers
Balance Inquiry
All activity is reflected in the checking and savings account statements.
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Personal Card - Low Rate
We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Features
No annual fee
Competitive ongoing APR.1
25-day interest-free grace period on all purchases. No grace period on cash advances.
Low introductory rate for the first six months.1
Benefits
24-hour toll-free live customer assistance available at 800-367-7576.
Online account information available 24/7 at www.cardaccount.net
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
Other fees may be charged, these fees are listed on the downloadable application.
For more information or applications, contact our New Accounts Department at
(918) 542-3371

Extraordinary benefits with Mastercard® including:
Car Rental Insurance
Airport Concierge
ID Theft Protection
Global Service
Cell Phone Coverage*
Travel & Lifestyle Services*
Online shopping/delivery discounts*
Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit cards.
* Mastercard World cardholders only

Extraordinary Mastercard® BusinessCard benefits include:
Car Rental Insurance
ID Theft Protection
Global Service
Mobile Receipt Managment
Easy Savings
Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit cards.
Personal Card –World / Preferred Points Rewards
Features
Earn one reward point for each dollar spent, up to 10,000 points per month.
Low introductory rate for first six months. 1
Competitive ongoing APR.1
25-day interest-free grace period on all purchases. No grace period on cash advances.
No annual fee.
Benefits
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
24-hour toll-free live customer assistance available at 800-367-7576.
Online account information available 24/7 at www.cardaccount.net
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
Other fees may be charged, these fees are listed on the downloadable application.
To Apply Now
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Supporting documents vary depending on the type of business you have. See chart below.
Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to: Card Service Center PO Box 569120 Dallas, TX 75356-9120 1Please see application for information about current APRs and fees.
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Lost or Stolen Debit/ATM Card
Contact New Accounts Department
(918) 542-3371
After business hours
(800) 472-3272
Helpful Links
Identify Theft
www.ftc.gov/idtheft
Tips & Learn How to Avoid Scams
https://consumer.ftc.gov
For more information or applications, contact our New Accounts Department at
(918) 542-3371